News 4 Investigates: Uninsured drivers impact on St. Louis - KMOV.com

News 4 Investigates: Uninsured drivers impact on St. Louis

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Almost a fourth of drivers in St. Louis have no auto insurance. Credit: KMOV Almost a fourth of drivers in St. Louis have no auto insurance. Credit: KMOV
ST. LOUIS, Mo. (KMOV.com) -

William Patterson of St. Louis has insurance, but the person that slammed into his parked car did not. 

"All of the sudden I hear this large crash," recalled Patterson. 

After realizing his car was damaged, Patterson discovered the person that hit his vehicle drove away.

Police in Country Club Hills recovered a rental car believed to be the one that hit Patterson's car.

Several individuals were identified as possibly being involved, but so far nobody has taken responsibility for driving the car that hit Patterson's vehicle.

Patterson only carried liability insurance, and his policy will not cover the damage. 

"I'm thinking someone is going to be compensating me," said Patterson.

His case is more challenging because the driver has not been positively identified.

According to David Corum of the Insurance Research Council at the Institutes, approximately 10 percent of Missouri drivers don't carry any insurance. 

Corum says the rate of uninsured drivers typically increases in urban areas, and says between 20 and 22 percent of St. Louis drivers don't carry insurance. 

"The uninsured motorists raise the cost for those who are complying with the law," said Corum. 

Corum also told News 4 it's important to understand your policy. 

He says some liability policies offer coverage when damage is caused by an uninsured driver, but unfortunately that wasn't the case for Patterson. 

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