If Ill. requires drivers to carry auto insurance, why are govern - KMOV.com

If Ill. requires drivers to carry auto insurance, why are government cars exempt?

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By KMOV Web Producer By KMOV Web Producer

WASHINGTON PARK, Ill. (KMOV.com) - Illinois drivers are required to carry auto insurance, but city and village governments in Illinois have no such requirements and some don’t carry the coverage.

In the Metro East, Washington Park and Brooklyn are two villages that have no auto insurance for village vehicles, including police cars.

“The reason it doesn't have auto insurance is no one will write it,” says Eric Evans, village attorney for Washington Park.

Evans says the village’s troubled financial history and debts from civil judgments make it a high risk for many auto insurers.

Without auto insurance, these municipalities run the risk of being sued for any accidents.  However in Washington Park money is so scare officials say people need to get in line.  In the meantime, Illinois law doesn’t require these local governments to carry auto insurance.

“It would be nice if there was a program out there like with worker’s compensation insurance where the state would step in behind it and guarantee that every municipality would have insurance, but such a program doesn’t exist,” Evans says.

Washington Park is working to clear many of its debts and get its financial house in order.  It’s a path that Evans says will one day allow them to finally carry auto insurance.

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