(KMOV) –- Federal funds channeled through Illinois are keeping some struggling owners in their homes. Reginald Bradley is the first homeowner to be approved for the program in St. Clair County. At one point, he was five months behind in his payments. But thanks to the Hardest Hit program, he’s getting help on his mortgage for up to 18 months. For more information on the program, visit www.illinoishardesthit.org.