Family still fighting insurer four years after house fire - KMOV.com

Family still fighting insurer four years after house fire

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By KMOV Web Producer By KMOV Web Producer

(KMOV) -- The victims of a house fire in Mehlville is still fighting their insurance company after four years.

The fire almost took Bruce and Mabel Heinicke's life in December 2006. Firefighters found them in a back bedroom overcome by smoke. But that was just the beginning.

The Heinicke family is still fight because the insurance company is trying to nickle and dime them, according to Bruce Heinicke. State Farm has paid out $130,000 so far, mostly to rebuild the inside of the house, but not to replace the roof. State Farm said they found no damage, but Bruce said mold has formed from water damage and trusses and plywood are buckled.

The family also lost expensive antiques in the fire, but State Farm has refused to pay fair replacement costs.

State Farm didn't discuss specifics with News 4 because of a pending lawsuit, but a spokeswoman said they had paid for what they owe.

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