Bridgeton tornado victims suddenly dropped by their insurance companies

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by KMOV.com Staff

KMOV.com

Posted on January 14, 2014 at 10:57 PM

Updated Tuesday, Jan 14 at 11:08 PM

 (KMOV) – Some insurance companies are dropping a number of their clients whose homes were ravaged by tornadoes to hit Bridgeton.

Cindy Derda received the bad news this week from her insurance broker, State Farm, who dropped her after 26 years as a client.

“I’m very disappointed I don’t trust none of them anymore. You pay high premiums all your life and when you need it you’re punished for it,” said Derda.

She said her only misstep was filing three claims in three years, a span of time that saw Bridgeton get hit by tornadoes twice and hail storms. She said she’s been told cancellation notices are going out in the area.

In a statement released by State Farm, they said they can’t comment on individual policies but decisions for non-renewals do not happen often and are never made lightly.

Derda and her neighbors may have more problems, after they were rejected by more than twenty insurance companies following their policy cancelations.

“We’ve been told we’re in a high risk zone, its tornado alley.  Bridgeton, Missouri is being called tornado alley by insurance companies?  Yes,” said Derda.

The Missouri Department of Insurance told News 4 insurers are free to cancel customers and in cases like Derda’s, where no companies will write her a policy, there’s a last resort - the Missouri Fair Plan.

Rates there can be pricey and even a punishment for homeowners who simply were living the path of bad weather.

 

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